Your Guide Don’t throw away your hard-earned money! Or, customer loyalty sucks – if you are a borrower   Author: Michael Royal, BIR Solutions Disclaimer: as per website www.bir.net.au Contact: M: 0411 190 474 E: Michael.royal@bir.net.au   You only had one job! I love that line – Oceans 11, I recall. Well, once you have … Continued

Getting investment ready starts the day you start your business. Background James Spenceley co-founded wholesale telecommunications provider Vocus in 2007, and since then the company has exceeded his expectations, turning over profit every year, with 2008-09 revenue of $5.2 million. The company was listed on last year s SmartCompany Start Up Awards. But the biggest … Continued

13 Reasons To Use A Great Broker For Your Home Loan Let’s face it, getting a loan from a financier is not fun.  No-one goes out of their way just to get a loan.  Instead, we would all much rather focus on our dreams and our goals. Finance is just the means to achieve our … Continued

Robert Full’s TED video shows amazing close-ups of nature’s feet – that in itself is pretty inspiring for you to take a creative look at your business and your business strategies. But this video really shines when you look closely: you will see that what you see is not all that is there. In fact, … Continued

Did you know….. Over 55% of home and investment property loans are completed using a broker (Dec 2019 Qtr per The Advisor) rather than the customer negotiating directly with a financier?  But….. This percentage slips to around 25% of businesses who use a broker for arranging their business finance (and anecdotally, a lot of this … Continued

We all know assets are good and liabilities are bad, right? So when it comes to assets, the more the merrier would seem to be a logical conclusion to reach. Think bigger better car, a bigger better office, a bigger better inventory racking system. Well, like most things which are good for us, too much … Continued

Importance and ranking of Price, Quality and Service As with most things we purchase, we are governed by the three aspects of Price, Quality and Service – or the PQS Matrix as we have called it. As with most things we purchase, when you talk to people about borrowing money, their top of mind consideration … Continued

Where we are now Over 6 in 10 home loan borrowers now use a broker (but only 2 out of 10 businesses – and this will change rapidly now that businesses are getting access to a lot of borrowing options which were not previously available to them). And, a recent survey showed that 1 in … Continued

Reprint of an article in www.smartcompany.com.au  July 2010 by Patrick Stafford Whilst not a recent article, it nicely explains a lot of the issues expanding business face. Background James Spenceley co-founded wholesale telecommunications provider Vocus in 2007, and since then the  company has exceeded his expectations, turning over profit every year, with 2008-09 revenue of … Continued

The finance markets are always changing.  Lenders are regularly updating their products and providing new points of difference to help them compete and gain market share. Plus, the number of lenders has never been more diverse.  Whilst the High Street lenders (the Big 4 plus a few regional players) dominate the lending landscape, there are … Continued

In other articles, we have shown that brokers now process more loans than the Big 4 Banks – about 6 out of 10 borrowers now use a broker and 1 in 4 borrowers who are with a Big 4 Bank are looking to change. When shopping for a loan, here are 6 common issues borrowers … Continued

Are you a winner in this year’s budget? The 2021-22 budget has now been released. There’s a lot of talk and I want to help break down the key initiatives targeting home ownership which could help you get into the property market sooner. Family Home Guarantee  This is a newly created government scheme that will … Continued