Securing funds to create growth and make the most of your opportunities
Operating a business is stressful at the best of times. You need to not only generate enough cash flow to pay your suppliers on time, but you also need to pay yourself a wage. For a variety of reasons, during times of business growth or flat or declining trading conditions, cash flow can become tight. Sometimes, uncomfortably tight. For busy business owners, we’re here to help you every step of the way!
We know the business lending market. Some products (term loans, overdrafts, lines of credit, debtor finance, stock finance) require security over some or all of the assets of the business whilst other products are ‘unsecured’ (short term loans). Businesses without property have a hard time borrowing money, but we can help them obtain finance for growth or for one-off deals. In today’s financial services market, there are now a large number of choices for borrowers who need funds for their business.
How it works
Our easy-to-understand outline shows a time and cost-effective experience for you. We’ll show you all the steps you need to follow to achieve your dreams, and as we complete each step, we’ll tick it off the list together.
The discovery stage is essential, as it’s where we begin to understand and then define your objectives. We listen to you so that we can provide you with an honest and balanced financial analysis. This will help us to select the best finance options available to help you meet your goals.
Using a wealth of experience in the finance industry, we’ll analyse your situation, talk around problems and simplify the complex. It’s also vital that we put the time into determining which type of loan is the right choice for you. For us, it’s about finding the right financial option for you, not just an attractive deal.
Once we understand what you are looking to achieve, we begin looking for the right loan product for you, with the right features and options to suit your needs. Accessing the lowest interest rate is only important after we understand what is important for you.
We provide you with an overview of the loan process and check-in with you as regularly as you require. This is generally on a weekly basis but can be daily if time is tight.
When applying for any business loan, specific information and documentation are required to be submitted with the loan application. We’ll help you finalise your plan and implement all the paperwork. We use technology to streamline the document process, to reduce your stress.
Obtaining money, particularly these days, can be tricky, uncertain and stressful. We work with you, so you know we’re always on your side during this process. When you need anything, no matter how small, just ask!
And even after you have obtained the right loan for you, we check in with you to make sure it is all working the way it should.