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A Deep Dive into the NCCP’s Required Comparison Rates

Introduction Commonwealth legislation requires that for every home, car or personal loan advertised, a comparison rate has to be quoted. But lenders also have to include a...

A Deep Dive into Principal & Interest Vs Interest Only Repayments

Introduction When you apply for a loan, you will often have to choose between Principal & Interest (Principal & Interest) payments and Interest Only  repayments.  As the...

What we know about Interest and Interest Rates

Interest – what is it? Interest rates reflect the price of money.  The interest rate ‘price’ factors in a large number of variables including the lenders’ competitive...

How to successfully refinance your loan – DIY Fashion

We are often asked “Why should I refinance my loan?” If you ask the Australian Consumer & Competition Commission (ACCC), the answer is clear: Most borrowers are...

17 reasons why you should use a great broker

Seven out of ten borrowers use a broker.  So, if you are reading this, there is a 70% chance you are already using a broker.  (Tick that...