BIR Finance

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The Human Side Of Finance

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BIR Finance

Securing you the right loan for your circumstances is just the start of our journey with you. We want you to know that we’re there to help you achieve your dreams every step of the way. In addition to helping you find loans which best suit your needs and objectives, we also have access to some excellent people and fantastic services to take the time, stress and hassle out of your asset building process.

Finance & Essential Services for Busy People

BIR Finance – Offering solutions when you need to Borrow Invest Refinance

You have a dream, a vision of your future, a goal or objective you want to achieve. We’re here to help you obtain the money you need to achieve your dreams. Our mission at BIR Finance is to provide the genuine personal service and honest advice that’s often hard to find in today’s banking industry. We’re driven by our clients’ desire to avoid time-wasting and unnecessary processes, and still get the loan which meets their needs and objectives – and at a competitive rate. Talk to us today to find out how we can help.

Residential
Property Finance

Whether for your own home or your investment portfolio, we can make sure you get the right loan for your residential property purchase.

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Calculators

For Property purchases and sales plus a credit card calculator

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Business Lending
- Asset Finance

For your car, truck, van or office equipment, we can place even ‘hard to place’ deals, including items bought at auction.

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Business Lending -Working Capital & Cashflow

Businesses without property have a hard time borrowing money, but we can help them obtain finance for growth or one-off deals.

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Commercial
Property Finance

We see our role as being there to help you every step of the way. That means before, during and after you purchase your commercial property.

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Personal Loans

Whatever it is that you want to make happen, we’re here to help. Tell us why you need financial support, and we’ll kick things off.

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Personal & Property Services

When you move into your new home (or even if you just want to save some money!) we can help you connect the services you need.

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Business & Property Services

We can help you organise your electricity & gas, mobiles, NBN, premises security, merchant services and other property services.

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Watch our YouTube News

Client Story: Household Expenditure Measure | BIR Finance
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What Our Clients Think
Transparent, up-front communication, empathy and the use of technology to reduce unnecessary delays are just a few aspects of our service that our clients value.
Take a quick look at what they had to say.
Michael ran the business as if it was his own, looking for cost-effective solutions wherever possible.
Steven
In my dealings with Michael, he always proved himself to be professional and friendly.
Adam
I have worked with Michael over many years. He can see the issues that need to be addressed and has the savvy to address them. Always a pleasure to work with him.
Rudy
Michael has a wealth of knowledge in financial Management and delivers a no nonsense approach to assisting businesses who have challenges in modern day business.
Iain

Latest Industry News

All things property and finance – 2302 Feb 2023 issue

Hi, As summer comes to an end, the property market tends to kick into gear. There’s a lot of real estate news around right now, including these four big stories: – Building approvals trending down. – Rents rise as vacancies fall. – Real estate price update. – Australia sets a refinancing record. Read more below. … Continued

Read more

Curing inflation using interest rates?

To cure inflation using monetary policy we have 3 groups of HEAVY LIFTERS (and the rest of us Aussies should be fine). Read on to find out if you are likely to be one of the RBA’s heavy lifters. Some in the media are now (finally) saying that interest rates are a blunt instrument to … Continued

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A Deep Dive into Variable Rates Loans Vs Fixed Rate Loans

Introduction When you apply for a loan, you often have the opportunity to select a loan with a variable interest rate or one with a fixed interest rate, either in part or in full. A variable interest rate can change over time as determined by the lender.  With a Fixed Rate, the rate of interest … Continued

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Get in touch with us today!

  • CaLL NOW
  • BOOK AN APPOINTMENT
  • EMAIL US

CONTACT

  • Office: 12-16 Parker Street Williamstown VIC 3016
    Mail: 16 Junction Street Newport VIC 3015
  • Ph: 1300 989 878

LINKS

  • Our Philosophy
  • Contact Us
  • Services Policy
  • Website Privacy Policy

Services

  • Residential Property
  • Commercial Property
  • Business Lending – Working Capital & Cash Flow
  • Personal Loans
  • Personal & Property Services
  • Business & Property Services

Resources

  • Common Terms & Abbreviations
  • Useful Links
  • Business Referral Relationships
  • Financial Calculators

BIR Pty Ltd ACN 117185654, trading as BIR Finance, Credit Representative Number 517662, is authorised under Australian Credit Licence 517192 held by LM Broker Services Pty Ltd ACN 632405504

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. This page does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Where applicable, this page is subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

If you have any compliments or concerns, please go to our Contact Us page.


    "The privacy of your personal information is important to us. By providing your personal information to Connective, you consent to be contacted by a representative of Connective from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe from by notifying us and we will no longer send this information to you. For Connective’s full Privacy Policy, please refer to our website."

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    Contact Us

    If you’re busy and want a broker who cares about you and your future, reach out to us. We’re available when you are!


      "The privacy of your personal information is important to us. By providing your personal information to Connective, you consent to be contacted by a representative of Connective from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe from by notifying us and we will no longer send this information to you. For Connective’s full Privacy Policy, please refer to our website."

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      Contact Us

      If you’re busy and want a broker who cares about you and your future, reach out to us. We’re available when you are!