The information contained in this website is of a general nature and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute financial advice. Specifically, the calculators on this website are provided for your information and to illustrate scenarios. The results should not be taken as a substitute for professional or financial advice and are illustrative only and are based on the information entered by the client. Further, the results do not represent either quotes or pre-qualifications for a loan. And, the results are not an offer or acceptance of loan eligibility. The specific details of your loan will be provided to you in your loan contract. Your full financial situation would need to be reviewed prior to acceptance of any loan, offer or product. Lender policy, term and conditions, fees and charges apply.  Whilst all reasonable care has been taken in preparing and designing the calculators and tools, BIR Solutions provides no warranties and makes no representation that the information provided by the calculators and tools is appropriate for your particular circumstances or indicates you should follow a particular course of action.